Personal Loans

Personal Loans


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Full Description


Potential Credit & Leasing Sdn Bhd is a leading Licensed Moneylender based in Kuala Lumpur with extended operations for more than 10 years across Asia, providing loans across South East Asia include Singapore, Philippines and Indonesia. We are accredited by the Ministry of Housing and Local Government of Malaysia under the Moneylenders Act 1951.

Strict compliance with regulations and the law

We here at Potential Credit & Leasing Sdn Bhd foremost adhere strictly to the regulations and law laid down by the Ministry of Housing and Local Government of Malaysia for both loans within and outside of Malaysia.

By strictly complying with the law, we are confident and capable of handling each client and each loan account professionally and efficiently.

Our high standards as a credit provider

By maintaining the highest standard of customer service and the quality of our loan offerings, we have established ourselves as one of the largest and most trusted credit providers throughout the Region.

We are different

We are different. We pride ourselves as separate from the traditional banks and lenders with a range of simple, transparent and flexible financial services. With an experienced staff, we can quickly process your loan application in a matter of hours and the cash you need could be in your bank account on the very same day.

Whether you are a Malaysian, Singaporean or another Asian nationality, we have a wide spectrum of loan packages catered to offer you the best-suited loan you require.

Since establishment over more than 10 years, we have offered loans to customers from all walks of life with very differing needs. From urgent personal loans such as paying unexpected medical bills, to home and car financing, and even short term or payday loans, we are here to assist you in your financial needs to the best of our abilities.

As one of the frontrunners in the industry, we are transparent on every single loan we approve. Be it the interest amount, late charges (if any) or date of repayment, we advise all customers accordingly before taking up a loan with us. We are here to help you, and not to pile your financial difficulties with hidden charges.

Take up a loan application with us now, and we assure you a pleasant experience with us, for we are committed to providing the best services to cultivate a long-term relationship for your financial needs.

Our Mission

Our mission is simple:

1. To provide customers with an easy and seamless online application

2. To be efficient in our loan approvals with the shortest response time possible

3. To commit in providing the fast cash you require in a matter of hours from the time we receive your loan application.

General Loan Requirements

We take each loan application seriously and strive to provide you with a hassle-free experience. However, like all loan applications, we require a complete set of details and documentations from you when you apply in order for us to make a decision on your loan.

Please ensure you meet the following requirements and softcopy of the documents at hand before applying:

- Full-time employment
– Income Tax Statement
– Employment pay slip
– Proof of residence (Hand phone bill, Bank statement)
– Applicant must be 18 years old and above
– Business registration details, Tax Returns and Tax Assessment statements (Commercial Loan and self-employed customers)
– National Identification Card or Employment Pass